The best way to resolve a car accident case is through a settlement agreement with the liable party. This process is simple and more effective than the tedious jury process. However, it is prudent to be well-informed on how it works to ensure a smooth settlement process.
Besides that, it is advisable to hire a competent car accident lawyer to help you gather evidence and make your claim. Here are answers to some of the frequently asked questions about the settlement process.
Why Doesn't the Insurance Company Want to Settle Your Claim?
Many things can prompt the insurance company to derail your claim settlement. But if that happens, you should try to get an explanation from the adjuster about the delay. A shortage in insurance coverage is one of the reasons why you might be getting a hard time with the settlement.
Keep in mind that the insurer can only oblige companies to pay their maximum policy limits. Thus, it may be challenging to pursue compensation if your claim exceeds the amount.
Insurers also slow down the settlement process over liability disputes between the involved parties. Additionally, lack of sufficient evidence and pre-existing injuries could complicate your case with the insurer. However, a proficient auto accident lawyer can help you navigate these issues and attain a befitting settlement.
Who Is Liable When an Accident Results from Low Visibility?
Some causes of car accidents have a straightforward process of determining liability. For example, if someone runs a red light and rear-ends you, the negligence is certainly on them. However, it can be difficult to establish liability if an accident happens due to low visibility on the road.
Nevertheless, the other driver still owes you the duty of care, even in cases where the accident resulted from snowfall, wildfire, and dust storms. Furthermore, you can sue the road construction company and the government for failure to design safe roads for extreme weather conditions.
How Does Refusing Medical Treatment Affect the Case?
It is important to find medical treatment for your injuries as it seals loopholes the insurer could use to dispute your claim. Usually, the insurer will argue that you did not incur financial damages from the injuries if you fail to get treated. Thus, it is crucial to see a doctor immediately after the accident, even if the injuries are not prominent.
Settling an accident claim becomes easier if you consider working with an auto accident lawyer. They will help you navigate through the process's complexities and get the amount you deserve as compensation.